FAQs

When can I add a spouse or dependent to my health insurance?

Open enrollment takes place every year during the month of March. During that time an employee can sign up for health or dental insurance for themselves, their spouse, or child/children.

During the year there must be a “qualifying event” in order to add a dependent or enroll in the health plan. Examples of qualifying events are: birth, death, divorce, loss of coverage due to changes in employment status, etc. An employee has 30 days from the qualifying event date to make their change.

The same rules apply for the dental plan.

How is overtime calculated?

The biggest misconception about overtime is that any hours worked over the employee’s scheduled workday constitutes overtime. In other words, if the employee’s workday is 7.5 hours and their scheduled workweek consists of 37.5 hours, the misconception is that anything above that is overtime.

The U.S. Department of Labor defines overtime as any hours worked over 40 hours per week. If any of the 40 hours per week consists of paid time off overtime would not apply. For example:

36 hours worked and 8 hours of sick time equals 44 paid hours that week. However, since the employee only worked 36 hours there would be no overtime.

If the employee worked 42 hours during their normal workweek, but during that week they missed one day due to illness, the breakdown would be: 40 regular hours (worked), 8 sick hours, and 2 overtime hours.